Mandalay Capital

Commercial Loan

Mandalay Capital offers commercial or business loans to promote development, increase business growth and to develop working capital within Myanmar. Mandalay Capital is providing SME business loans to boost and encourage actual SME business entrepreneurs. Mandalay Capital provides much needed financing to fund major capital expenditures and/or cover operational costs of the SME business to access in a flexible, easy and quick way.
Commercial Loan
Maximum loan amount is up to MMK 500 millions
Loan Period
Repayment period of 1 year
Monthly or quarterly interest repayment
InteLoan Typerest
With or without collateral

What do we need to apply?

Business / Company Profile

Frequently Ask Questions

Generally speaking: No. An SME with minimum 2 year experience is eligible to apply. However Mandalay Capital will consider the urgency of application based on supplementary documents and other macroeconomic situations otherwise.
Yes. It is necessary to present completed financial statements or records and other supporting documents for the last 3 years. The business with only 1 year formal business license can apply for a loan if the business has been running for a considerable amount of time.
Land and buildings Gold and other jewelries Goods (Agricultural products, Consumer products, equipment and machineries, etc.) Government Contracts, Multilateral Projects, etc. Other movable properties such as cars, motorcycles, boats, etc.
Depending on loan type, interest rates are varied. Please check the relevant loan type for specific interest rate and you can enquiry at
There are documents required for each loan so please check the loan type that you want to apply on Mandalay Capital website and check the requirements. Then, you can easily apply through
Yes. For those businesses that have not paid tax yet, they can apply for a loan after paying withholding tax.
The ratio depends on the type of collateral and nature of business but the general loan to collateral ratio that can be applied is 60%.
Yes, you can still apply for a commercial loan without collateral but you need to pay Risk Premium. You will also need to provide supporting business plan with cash flow analysis.
Depending on loan type, the loan period can be between minimum 1 year and maximum 3 years.